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IMPORTANT PENSION NEWS

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IMPORTANT PENSION NEWS

Post by Beachcomber on Mon Jan 15, 2018 1:15 pm

NARPO Circulation 15th January 2018.

IMPORTANT PENSION NEWS

Were you a serving officer in 1972 or 1990?

If so you will have been given the opportunity to uprate your widow[er] pension.

We have recently been made aware of an issue in relation to the inadequate retention of important pension records around the election made by Officers in 1972, when an option was given to uprate their widows pension entitlement from a third to a half.

The issue initially arose where a NARPO member died and told his wife before he died to make sure she received the half–rate pension as he had decided to uprate. The Pension Authority could find no records relating to the officer’s pension in 1972 and as a result made the decision that they would only pay the widows pension at the rate of a third. The officer in question had transferred from another Force and it would appear that his pension record was not transferred over with him. The widow was adamant, but nevertheless the Pension Authority refused to uprate the pension despite their being no record whatsoever covering his previous service.

Owing to the widows’ persistence and with assistance from our local NARPO Branch, the widow managed to find her late husband’s records in a separate location. That file contained a form signed by her husband in 1973 showing that he had elected to increase the widow pension entitlement through reduction in his own pension.

In correspondence with the Force concerned they have confirmed that in the absence of any records being found from 1972 they would automatically pay the widows pension at the rate of a third.

This record keeping issue could also affect those female officers serving in 1990, when an opportunity was given for them to ‘buy back’ previous service so that it attracted a half rate widower’s pension. This should be recorded on their pension records. Make sure your loved one receives the pension to which they are entitled.

YOU ARE ADVISED TO CONTACT YOUR PENSION ADMINISTRATOR TO MAKE SURE THEY STILL HAVE A RECORD OF YOUR ELECTION.
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Re: IMPORTANT PENSION NEWS

Post by Beachcomber on Tue Jan 23, 2018 12:42 pm

NARPO Circulation 23rd January 2019.

Clarification of Widows Pension.



IMPORTANT MESSAGE

There appears to some uncertainty regarding widows pension entitlement and the message previously sent out.
For clarity prior to April 1972 widows pension entitlement was a third. The Police Pension Regulations changed in 1972 and Pension Contributions increased to 7% which increased the widows entitlement to a half.
The Regulations allowed those in service prior to 1st April 1972 to enhance their pre April 1972 widows entitlement to a half at a cost. At that time officers were given a time limited opportunity to upgrade pre 1972 service for the purpose of their widows pensions. In order to achieve this upgrade of earlier years, three options were offered; the payment of a lump sum, additional contributions from pay until the end of service or payment from the future police pension. Not all officers took the option to 'buy' back service.
Anyone who joined after April 1972 will automatically leave a half rate widows pension. Anyone with service prior to April 1972 and continuing to serve, will either leave a half [if they chose to uprate] or a mixture of a third for service prior to April 1972 and a half for the period after 1972. The election was effectively to ‘buy back’ previous service pre April 1972, to attract a half rate widows pension.
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