Home Office Circular 014/2015.

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Home Office Circular 014/2015.

Post by Beachcomber on Sat May 23, 2015 7:06 am

Circular 014/2015: the Police Injury Benefit Scheme - consequential amendments

This circular gives notice of proposed changes to be made to the Police (Injury Benefit) Regulations 2006 (Injury Benefit Regulations) to ensure that the injury benefit scheme continues to work effectively for officers who join the new police pensions scheme established by the Police Pensions Regulations 2015 (the 2015 scheme).......................

Home Office Circular 014/2015
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Re: Home Office Circular 014/2015.

Post by officerdribble on Sun May 24, 2015 11:15 pm

I looked it up..read the whole thing several times and still don't know what's about to happen. I have a feeling it isn't going to be good though. Anyone care to explain the finer points? Arrow

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Re: Home Office Circular 014/2015.

Post by RedDog on Mon May 25, 2015 9:16 pm

I wonder what their "minor corrections to the provisions relating to the 1987 PPS" are? And what do they consider 'minor'?

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Re: Home Office Circular 014/2015.

Post by officerdribble on Mon May 25, 2015 10:15 pm

And what about 'retrospective from April 1st..' Am I being stupid...does that mean the 'retrospective' only applies after the end of May? I'm awaiting the LETTER from Pension Administrator which will , apparently, explain things. How about anyone else?

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Re: Home Office Circular 014/2015.

Post by wpcbunty on Mon May 25, 2015 10:41 pm

I have struggled with it and also have a very sick feeling.

Mostly because serving officers who have been moved on to the 2015 Scheme do not seem to know about this and think the 2015 only affects their lump sum and serving longer.


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Re: Home Office Circular 014/2015.

Post by Nagafireball on Tue May 26, 2015 11:45 am

It is hard reading and I don't understand it, despite reading loads of legalise over the past few years!

Seems that anyone applying for IHR will now be subject to the 2015 IHR benefits and regulations as opposed to the regs as they stand before the cut off date.
Doesn't seem right or lawful but that hasn't stopped them before!

I wonder how it will affect those in a similar situation to myself with a referral made Autumn 2014, SMP has conceded disablement but not permanency despite having a degenerative spinal condition which according to specialist can't be cured and will only get worse!!!

Hey ho of to PMAB we go, luckily the fed are supporting me financially and legally with this.

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Re: Home Office Circular 014/2015.

Post by officerdribble on Tue May 26, 2015 2:52 pm

RedDog wrote:I wonder what their "minor corrections to the provisions relating to the 1987 PPS" are? And what do they consider 'minor'?

My husband said as much. Possibly covering the whole 'relevant benefits' debacle. Would be good if they had taken consideration of the fact that someone somewhere decided an Injury on Duty pension should be tax exempt! And therefore...the system at the moment has meant the beneficiary of the tax being paid on a 'relevant benefit' is actually the pension provider.

Does anyone out there who has/had a benefit deducted from their IOD had it taken net of tax?

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Re: Home Office Circular 014/2015.

Post by RedDog on Tue May 26, 2015 3:41 pm

Since I was transferred to the support group of ESA in 2011 the Met. have never deducted the benefit from my injury pension. The benefit is being taxed though. I was originally on Invalidity Benefit then Incapacity Benefit and neither were taxed but were deducted from the pension.

It seems that ESA will start being deducted and you rightly say this will mean we are effectively being taxed on our supposed tax free injury pension!

Mind you, these benefits are now getting almost impossible to claim. It's getting to the stage where they won't pay out unless you're terminal! (Even then they'll find a reason to refuse it!)

But, if the benefit is turned down it's my understanding that the Injury Pension is made up to cover the deduction. Then, of course, we'll be better off as it will not be taxed!

This is so bloody frustrating dealing with this s**t. If it's not the PPS with their reviews, it's the DWP with their assesments!!

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Re: Home Office Circular 014/2015.

Post by officerdribble on Tue May 26, 2015 7:18 pm

RedDog wrote:Since I was transferred to the support group of ESA in 2011 the Met. have never deducted the benefit from my injury pension. The benefit is being taxed though. I was originally on Invalidity Benefit then Incapacity Benefit and neither were taxed but were deducted from the pension.

It seems that ESA will start being deducted and you rightly say this will mean we are effectively being taxed on our supposed tax free injury pension!

Mind you, these benefits are now getting almost impossible to claim. It's getting to the stage where they won't pay out unless you're terminal! (Even then they'll find a reason to refuse it!)

But, if the benefit is turned down it's my understanding that the Injury Pension is made up to cover the deduction. Then, of course, we'll be better off as it will not be taxed!

I feel your pain.

I had Incap and then Esa deducted. Went through the indignity of those ATOS medicals etc...not to mention the force ones....I was WRAG, so they had to start NOT deducting it after the 365 day rule, which saved me the £70 tax I had been paying.

This is so bloody frustrating dealing with this s**t. If it's not the PPS with their reviews, it's the DWP  with their assesments!!

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Re: Home Office Circular 014/2015.

Post by Yewtreee on Tue May 26, 2015 7:44 pm

The Guidance to the Police Pensions Regulations 2015 hopefully clarifies the position to a point and I quote " Injury Benefits remain separate to the pensions schemes and are governed by separate regulations. Guidance on injury benefits will be made separately." The one concerning issue though is that the 2015 Regulations have been made retrospective and will they do the same to the Injury on duty regulations?

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Re: Home Office Circular 014/2015.

Post by officerdribble on Tue May 26, 2015 8:38 pm

Yewtreee wrote:The Guidance to the Police Pensions Regulations 2015 hopefully clarifies the position to a point and I quote " Injury Benefits remain separate to the pensions schemes and are governed by separate regulations. Guidance on injury benefits will be made separately."  The one concerning issue though is that the 2015 Regulations have been made retrospective and will they do the same to the Injury on duty regulations?

Think that clarifies some things for me thanks. The 'retrospective' with regard to Police Pensions Regulations 2015 (guidance) looks to me to be 'from' April 1st..as in anyone retiring after that date won't we dealt with under 2006 Regs? I guess we'll just have to wait and see what the Guidance on Injury Benefits actually is....sometime this year hopefully.

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Re: Home Office Circular 014/2015.

Post by wpcbunty on Tue May 26, 2015 9:19 pm

The link provided to 014/2015 is about amendments to the Police (Injury Benefit) Regulations 2006 (Injury Benefit Regulations) which are to be retrospective to April 1 2015.

The devil is, and will continue to be, in the detail.

In regulation 37 we will provide that if a lower-tier ill-health pension is cancelled under the 2015 regulations, then the injury pension will be cancelled. Similarly, we will provide that if a full retirement pension which came into payment early on grounds of permanent medical unfitness is cancelled under the 2015 regulations, then the injury pension will be cancelled.

I sincerely hope I am wrong, but it seems to me as though any IoD will come into play.

Just because I am paranoid does not mean they are not out to get me.

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Re: Home Office Circular 014/2015.

Post by officerdribble on Tue May 26, 2015 9:35 pm

You're not wrong about the devil being in the detail. Just don't think we have all the detail as yet.

Wasn't it always the case that if an ill-health pension was cancelled then so too, the injury pension?

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Re: Home Office Circular 014/2015.

Post by wpcbunty on Tue May 26, 2015 9:43 pm

Yes, it was always the case officerdribble.

But given what has happened over the past 9 years with the dreaded Circular and the attacks on IoD's my paranoia tells me that the Regs will be changed in such a way that we will have to fight again.

And some of us have fought for too many years and are older and battle weary.

I will try not to stress about it until the detail is in, but it is causing me some concern and anxiety.

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Re: Home Office Circular 014/2015.

Post by RedDog on Tue May 26, 2015 9:47 pm

That 2 tier ill health pension doesn't apply to people who went out under the '87 regs. I think that was brought in under the 2006 regs but not backdated. The '87 injury benefit regs were repealed and replaced by the 2006 ones but not the ill health ones!

Crikey, does that make sense?

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Re: Home Office Circular 014/2015.

Post by wpcbunty on Tue May 26, 2015 9:51 pm

I went out under the 2006 Regs. On a deferred and IoD.

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Re: Home Office Circular 014/2015.

Post by RedDog on Tue May 26, 2015 10:07 pm

wpcbunty wrote:

And some of us have fought for too many years and are older and battle weary...


x1. pale

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Re: Home Office Circular 014/2015.

Post by wpcbunty on Tue May 26, 2015 10:11 pm

I think the only difference now is that we are older, wiser - and have good legal reps who don't shy away from taking them on.

The battle weary and older club is not one I grew up aspiring to join Razz

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Re: Home Office Circular 014/2015.

Post by Beachcomber on Mon Jul 31, 2017 8:19 am

IODPA have uncovered this draft amendment to the Regulations from 2011 which was never enacted. The details contained in this document might give some indication of the way the powers that be wanted things to develop and could be closely related to the background of Home Office Circular 014/2015.

The Police (Injury Benefit) Regulations 2011   (Draft)
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Re: Home Office Circular 014/2015.

Post by Beachcomber on Wed Aug 02, 2017 11:55 am

This document from the now defunct Derbyshire Police Authority details the changes that were proposed in the 2011 Amendments.

http://policeauthority.derbyshire.police.uk/Documents/Meetings/2011/Resources/Feb1/Item6A.pdf

The 2015 amendments concern survivor benefits:

The Police Pensions and Police (Injury Benefit) (Amendment) Regulations 2015

Survivor Pensions – Police Pensions Regulations


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